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Affordable Final Expense Whole life insurance
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What is Whole Life Insurance?
No matter how much time passes, the premiums won’t alter, and the death benefit is guaranteed. The policy serves as an investment in this sense, and the death benefit payment typically reflects this. The death benefit of a full life insurance policy typically produces a sizable result.
Here at Final Expense Senior Solutions, we remove all uncertainty from your choice. Knowing that your premiums are fixed and your payout is guaranteed will give you peace (subject to limitations and exclusions).
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Whole Life Policy Features
Whole life insurance works as a permanent policy that builds cash value over time. As long as the premiums are current, the policy remains active for the entire life of the policyholder, and beneficiaries will receive a set death benefit upon the insured’s death.
Whole Life Policy
If the premiums are paid as necessary to keep the policy in existence, whole life insurance policies give level rates and life insurance protection for as long as you live.
Level Rates
A single premium, premiums payable to 100, or premiums payed for a set number of years can be used to pay for policies.
Cash Value & Death benefit
Although interest on policy loans is accrued daily, any unpaid interest and policy loans would lower the cash value and death benefit.
Dividends
Although not guaranteed, a policy may generate dividends2 that can be used to pay for further insurance, lower the policy payment, or accrue as interest.
Happy Stories
I was able to get get my mother a policy with no hassle.
Evelyn Jimenez
The reps are friendly and are very resourceful, they educate us about all the details of the policy. I had a pleasant experience with this group.
Debra Peters
No complications, No doctor visits. Everything was pretty much convenient.
Mark Martinez
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(470)-220-1445
One of the most valuable things you can do for your family and loved ones is to purchase quality life insurance. Final expense insurance is a type of coverage that pays for a funeral and other burial-related costs that are considered “Final Expenses.”
This coverage was designed for people ages 50 – 85 to purchase a life insurance policy offering lifetime coverage at a more reasonable price.